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Business Checking Accounts

Every new business checking account includes:

  • FREE Business Debit Card with SecurLock™Equip
  • FREE Online Banking
  • FREE Bill Pay
  • FREE Mobile Banking with Mobile Deposits
  • FREE eStatements with online check images
  • Overdraft Services
  • Up to three non-Cross Keys Bank ATM refunds per statement cycle**
  • Buy Back of your unused checks and debit cards from another financial institution

Commercial Key Checking

For businesses with more complex banking needs!
  • $50 minimum opening deposit
  • Earnings credit allowance on deposit balances may offset activity fees
  • Only $10 monthly service charge
  • Transaction items are just $0.12 each per paper item and $0.06 each per electronic item
  • Coin and currency deposit charges may apply


Business Key Interest Checking

Designed for sole proprietorship and not-for-profits!
  • $50 minimum opening deposit
  • 1,000 Free monthly transaction items
  • Competitive interest
  • Only $1,500 minimum balance to avoid a low monthly fee of $10
  • Up to $10,000 currency deposited per month FREE

Free Key Business Checking

Perfect for most businesses!
  • $50 minimum opening deposit
  • 1,000 Free monthly transaction items
  • No minimum balance
  • No monthly service charge
  • Up to $10,000 currency deposited per month FREE

*Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Other fees such as returned item fees, overdraft item paid fees, etc. may apply. See fee schedule for details. Transaction items include all debits and credits. If the Free Key Business or Business Key Interest account exceeds 1,000 free monthly transactions or $10,000 in monthly coin and currency deposits, the account may be converted to another checking product. $10 for checks and debit cards from  another financial institution given at the time the checks/debit cards are presented.

**You may request up to three non - Cross Keys Bank ATM fee refunds per statement cycle. ATM Receipts from prior months charges reflecting the ATM fee must be turned into the bank by the last day of the current month in order to process your requested refund(s).
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